This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.
The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.
In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.
It is important you read the certificate as this details the terms, conditions and any restrictions in cover.
Click here to download the insurance product information document (PDF)
The insurance value is higher than our selling price and is the estimated replacement cost if our Diamond Heaven discount were no longer available at the time of a claim.
1 year cover for £62.73 inclusive of IPT
3 year cover for £114.74 inclusive of IPT
Our UK customers can insure their purchase with MarchGuard cover from T H March, providers of specialist jewellery and watch insurance since 1887.
- No excess on claims
- Simple and easy to arrange
- Accidental loss*
- Accidental damage*
- Theft cover*
- Worldwide cover (up to 30 consecutive days abroad)
- All claims are processed through Diamond Heaven (repair or replacement)
- For 3 year policies, protection is included against price inflation on replacement items (see certificate terms for details)
* Subject to terms and conditions of the policy
Click here to view / download the insurance product information document (PDF)
Click here to view / download the full policy wording document (PDF)
- This insurance is for UK residents only
- There is no cover for wear and tear
- There is no cover for items left in unattended baggage or in an unattended vehicle
- There is no cover for any free gifts or accessories that may have come with the purchase
- There is a 14-day cooling off period
- This insurance is NOT renewable after the initial term
- The policy wording provides full details of cover and exclusions and you are requested to read this.
Important notice: Whilst many home insurance policies may cover certain pieces of jewellery or watches we would advise all customers to check their policies closely. Certain household policies have restrictions on watch and jewellery cover, and may include limitations such as, no accidental damage cover, no cover outside of the home or cover for holidays abroad. They may also restrict your choice of jeweller for repair or replacement. In the event of a household insurance claim, you may be expected to pay an policy excess and any claims made may affect your future premiums.
Why you should choose an Oval Cut Diamond Ring
Picking the right type of ring to buy for someone special can be difficult. We give you the reasons why you should choose an oval cut diamond ring.
With so many different types of diamond shapes to choose from, it can be difficult to pick one that’s right to give to your friend or partner. It’s one in a long list of questions that people ask when deciding to choose a diamond ring with an oval cut.
While various diamond shapes have risen in popularity in recent years, oval diamonds have remained popular when it comes to engagement rings. Due to the diamond’s smooth but elegant shape, it can have a lengthening or balancing effect.
At Diamond Heaven, we have a wide selection of oval cut diamond rings to choose from. Our guide gives you the reasons why you should choose an oval cut diamond over a princess or round cut ring.
What is an Oval Cut Diamond Ring?
A diamond with an oval cut has a symmetrical but elongated shape that is similar to a round cut. Even though diamonds have been cut into an oval shape for hundreds of years, the modern shape of the oval cut was created in 1957 by Lazare Kaplan. Kaplan’s process for creating diamonds of that shape is still being used to create oval cut stones.
If you wear a ring with an oval cut diamond, it makes your hand and fingers look slimmer than they are. Unlike other diamond shapes, an oval diamond does not have any sharp edges. If you own a ring with this shape, it’s not prone to chipping or breaking.
How much is an Oval Diamond Engagement Ring worth?
When it comes to how much an oval diamond engagement ring is worth, it depends on a few factors. The size of the stone and whether you opt for coloured stones will play a part in the price of the engagement ring. The 4Cs (Colour, Cut, Carat and Clarity) can also determine how much an oval diamond engagement ring is worth.
Our starting prices for a diamond engagement ring with an oval cut shape begin from £780 for the Blue Sapphire & Diamond Halo Engagement Ring. If you’re looking for a more expensive oval cut engagement ring, the 3.5CT Blue Sapphire & Diamond Halo Engagement Ring at £5,297.50 is sure to make your partner say yes to your engagement proposal.
Things to consider when choosing an Oval Diamond Ring
Before you buy a normal or engagement ring with an oval cut diamond, there are some things to consider. By taking these points into account, it’ll help you decide whether a normal or engagement ring with an oval cut is right for you.
We’ve listed a few things for you to think about when choosing an oval diamond ring as a present or as part of your engagement proposal.
Consider the bow tie effect of Oval Cut Diamonds
If you’re considering buying an oval diamond ring, you need to factor in with this style that they have bow ties in the gem’s design. The shape appears in the centre of the stone in which the gem’s width facets are shorter and steeper than its length facets.
It’s worth being careful when looking at oval cut diamond rings with a bow tie. An overly dark or watery bow tie can look bad on the wearer. You need to make sure that you look for a diamond that not only has contrast and brilliance in the centre of the stone, but also in the tips.
Think about your ideal length to width ratio of the Oval Cut Diamond
Considering the length to width ratio of the diamond can affect the shape of the oval, making it either narrow or wide. It’s all down to personal preference in terms of whether you want a skinnier or wider oval. There’s no one-size-fits-all approach with the length to width ratio for the oval cut diamond.
When it comes to a regular length to width ratio for an oval cut diamond, it’s between 1.40 to 1.50. If you go down to 1.30 to 1.40, it’ll give you a wider diamond, which loses the ring’s round or oval shape. Anything over 1.50 for the length to width ratio will make the diamond appear long and narrow.
Choose the right setting and style for your Oval Cut Diamond
The versatility of oval cut diamonds means that they look good with any setting. When it comes to the best settings, having four to six prongs will allow it to show off the shape of the diamond. It means that you can design an oval cut diamond ring with nearly any kind of setting, from vintage to side stone.
Conclusion
We hope this guide has helped you make a decision on choosing a ring with an oval cut diamond shape. The beauty of oval diamonds makes them a stunning choice if you’re wanting to pop the question to your partner with an engagement ring or as a present to your friend.
If you’re looking to get a ring with an oval cut diamond, we can help you find a ring that your friend or partner will never want to take off their finger. You can book an appointment at one of our stores, where our team of experts will be on hand to assist you with choosing the perfect oval cut diamond or engagement ring.